Insights

Real estate, made clear.

Straight, useful advice for Volusia & Flagler County buyers and sellers — written by Arthur Simpson, Florida attorney, broker & CIPS.

Selling

How Much Does It Cost to Sell a House in Florida?

A clear breakdown of what it costs to sell a home in Florida — commission, documentary stamp tax, title, prorations, and closing costs — for Volusia & Flagler sellers.

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Owning

Florida Homestead Exemption: How to Lower Your Property Taxes

How the Florida homestead exemption and Save Our Homes cap lower your property taxes — who qualifies, how much you save, and how portability works.

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Buying

Buying a Beachside Home in Volusia County: What to Know

Thinking about a coastal or beachside home in Daytona, Ormond, New Smyrna or Ponce Inlet? Here is what to know about flood zones, insurance, and coastal costs in Volusia County.

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Buying

A First-Time Home Buyer's Guide to Volusia & Flagler County

Buying your first home in the Daytona area? A step-by-step Florida first-time buyer guide — pre-approval, assistance programs, inspections, and closing.

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Selling

How to Sell Your House Fast in the Daytona Beach Area

Want to sell your Daytona-area home quickly and for a strong price? Local strategies that actually work — pricing, prep, marketing, and timing in Volusia & Flagler.

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Relocating

Moving to Florida? What to Know Before You Relocate

Thinking about relocating to Florida? Here is what to know first — taxes, insurance, hurricanes, cost of living, homestead, and choosing where to live.

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Relocating

Florida Taxes When You Relocate: No State Income Tax & What Else to Know

Florida has no state income tax — but what about property tax, sales tax, and establishing residency? A clear tax overview for people moving to Florida.

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Relocating

How to Establish Florida Residency (and Why It Matters)

Moving to Florida? Here is how to properly establish residency and domicile — driver's license, declaration of domicile, homestead, and cutting old-state ties.

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Relocating

Relocating to the Daytona Beach Area: A Newcomer's Guide

Moving to the Daytona Beach area? A local guide to Volusia & Flagler communities, lifestyle, beaches, and what to expect when you relocate.

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International

Can Foreigners Buy Property in Florida? A Complete Guide

Yes — foreign nationals can buy property in Florida with no citizenship, residency, or visa required. Here is how it works, what you can buy, and what to know.

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International

Financing a Florida Home as a Foreign National

How foreign nationals finance Florida real estate — foreign-national loan programs, down payment, documentation, and buying without a U.S. credit score or SSN.

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International

FIRPTA Explained: What Foreign Buyers & Sellers Need to Know

FIRPTA withholding explained for Florida real estate — what it is, the 10% and 15% rates, who withholds, exemptions, and how foreign sellers reduce it.

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International

Do I Need an ITIN to Buy Property in Florida?

When foreign buyers need an ITIN (Individual Taxpayer Identification Number) to buy, finance, or rent Florida property — and how to get one.

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Compare

Daytona Beach vs. New Smyrna Beach: Which Is Right for You?

Daytona Beach or New Smyrna Beach? Compare lifestyle, vibe, beaches, and who each community fits best before you buy on Florida's Volusia coast.

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Compare

55+ & Active Adult Communities in Volusia County: What to Know

Thinking about a 55+ or active-adult community in Volusia County, Florida? Here is how they work, what to look for, and how to choose the right fit.

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Compare

Beachside vs. Mainland in Ormond Beach: Where Should You Buy?

Beachside or mainland in Ormond Beach? Compare lifestyle, insurance, value, and convenience to decide which side of the Halifax River fits you.

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Living Here

Cost of Living in Volusia County, Florida: What to Expect

What does it cost to live in Volusia County, Florida? A practical look at housing, taxes, insurance, and everyday expenses for people considering the move.

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Living Here

Volusia County Property Taxes Explained (Homestead & Save Our Homes)

How property taxes work in Volusia County, Florida — millage, the homestead exemption, the Save Our Homes cap, and how to lower your bill.

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Living Here

Buying in an HOA Community in Florida: What to Know First

Thinking about an HOA or condo community in Florida? Here is how HOAs work, what fees cover, the questions to ask, and how to protect yourself before buying.

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Buying

Closing Costs for Buyers in Florida: What to Expect

How much are closing costs for buyers in Florida? Typical 2–5%, what title insurance costs, who pays it, doc stamps, and how to budget — explained plainly.

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Buying

How Much Money Do You Need to Buy a House in Florida?

Down payment, closing costs, and reserves — how much cash you really need to buy a home in Florida, plus low-down-payment loan options.

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Selling

Selling an Inherited House in Florida: Probate, Taxes & Steps

Inherited a house in Florida? Here's how probate works, the stepped-up basis tax advantage, and the steps to sell — from an attorney-owned brokerage.

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Selling

Capital Gains Tax When You Sell Your Home in Florida

Will you owe capital gains when you sell your Florida home? The $250k/$500k exclusion, the 2-of-5-year rule, no state income tax, and investment-property options.

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Investing

Short-Term & Vacation Rental Rules in Volusia County

Can you Airbnb a home in Volusia County? Short-term rental rules for Ormond Beach, Port Orange, Daytona Beach Shores, plus HOA and zoning realities.

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Living Here

Flood Zones & Flood Insurance in Volusia County: Buyer's Guide

What buyers should know about flood zones and flood insurance in Volusia County — NFIP vs private, when it's required, elevation certificates, and costs.

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Living Here

Home & Hurricane Insurance in Florida: What Buyers Should Know

Florida home insurance explained for buyers — wind mitigation savings, the 4-point inspection, hurricane deductibles, roof age, and how to lower premiums.

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International

How to Buy Florida Real Estate Remotely From Overseas

Buy a Florida home from abroad without flying in — power of attorney, remote online notarization, wiring funds safely, and how an attorney-broker coordinates it.

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International

U.S. Taxes for Foreign Owners of Florida Property

What foreign owners should know about U.S. taxes on Florida real estate — rental income, FIRPTA at sale, and U.S. estate-tax exposure for non-residents.

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International

Should a Foreign Buyer Use an LLC to Buy Florida Property?

Pros and cons of buying Florida real estate through an LLC as a foreign national — liability, privacy, taxes, and estate-tax considerations.

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International

Currency & Wiring Money to Buy a U.S. Home

How international buyers move money to buy Florida property — exchange-rate timing, FX services, proof of funds, and avoiding wire fraud.

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Buying

Home Inspections in Florida: What to Expect

What a Florida home inspection covers — plus wind mitigation, 4-point, and termite (WDO) inspections, the inspection period, and how to use the results.

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Buying

Buying a House "As-Is" in Florida: What It Really Means

What an "AS IS" contract means for Florida buyers — your inspection rights, seller disclosure duties, and how to buy as-is safely.

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Buying

New Construction vs. Resale Homes in Florida: How to Choose

New construction or a resale home in Florida? Compare cost, customization, warranties, builder contracts, and negotiation to choose the right fit.

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Buying

Buying a Snowbird or Second Home in Florida

A guide to buying a snowbird or second home in Florida — homestead vs. second home, insurance for part-time occupancy, rentals, and financing.

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