Currency & Wiring Money to Buy a U.S. Home

For most international buyers, moving the money is the part with the most friction. Here's how to do it efficiently and safely.

Exchange-rate timing matters

On a large purchase, the exchange rate can swing your cost by thousands. Many buyers use a specialist foreign-exchange service (often better rates than a retail bank) and plan the conversion rather than leaving it to chance.

Proof of funds & compliance

U.S. closings involve anti-money-laundering checks, so be ready to show proof of funds and the source of money. Clean documentation keeps your closing on schedule.

Country transfer rules

Some countries limit how much you can move abroad per year (for example, remittance caps). Plan transfers early — sometimes across more than one person or tax year — so funds are ready for closing. We coordinate with your advisors.

Avoid wire fraud

Always verify wire instructions by phone at a known number before sending — wire-fraud scams target real estate closings. A reputable title company and attorney-broker add a layer of protection. We'll guide the whole process →

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