For Filipino Buyers

Filipino Buyers’ Guide to Florida Real Estate

Filipino buyers — including Fil-Am families and overseas workers — invest in Florida for returns and family ties. Here is how, from a CIPS and Florida attorney.

Arthur Simpson — Attorney, Broker & Certified International Property Specialist (CIPS), and a member of the Real Property and International Law Sections of The Florida Bar.

Full ownership rights

Filipino citizens can buy Florida property with the same ownership rights as Americans — no U.S. visa or residency required.

Cash or financing

Many buy cash; foreign-national loans need no U.S. credit (~20–30% down). An ITIN is typically required for financing or rentals.

Sending funds

Plan your peso-to-dollar transfer and keep proof of funds ready for U.S. compliance. We coordinate so funds are ready for closing.

Taxes

FIRPTA applies at sale and rental income is U.S.-reportable — a cross-border CPA keeps it aligned. Talk to us →

Ready to buy in Florida?

As an attorney, broker, and CIPS — and a member of The Florida Bar's Real Property and International Law Sections — we guide Filipino buyers through every step, remotely and with confidence.

Start Your Florida Purchase →

Frequently asked questions

Can Filipino citizens buy property in Florida?

Yes — with the same ownership rights as U.S. citizens, and no visa or residency required.

How do Filipino buyers pay for a Florida home?

Many pay cash; others use foreign-national loans (no U.S. credit, ~20–30% down). Plan your currency transfer and keep proof of funds ready.

Do Filipino buyers need an ITIN?

Generally yes if you finance, rent, or file U.S. taxes — including the FIRPTA reconciliation at sale.

This page is general information for Filipino buyers and is not legal or tax advice. International purchases involve U.S. and home-country tax and legal questions that should be reviewed with a qualified attorney and a cross-border CPA. Real estate brokerage services are provided by Simpson & Simpson Realty; legal services are provided separately by Cornerstone Wealth & Legacy Law, PLLC.