For Jamaican Buyers

Jamaican Buyers’ Guide to Florida Real Estate

Jamaican buyers invest in Florida for family ties, lifestyle, and returns. Here is how to buy, from a CIPS and Florida attorney.

Arthur Simpson — Attorney, Broker & Certified International Property Specialist (CIPS), and a member of the Real Property and International Law Sections of The Florida Bar.

Full ownership rights

Jamaican citizens can buy Florida real estate with the same ownership rights as U.S. citizens — no visa or residency required.

Cash or financing

Many buy cash; foreign-national loans need no U.S. credit (~20–30% down). An ITIN is typically needed for financing or rentals.

Sending funds

Plan your transfer and keep proof of funds ready for U.S. compliance. We coordinate so funds are ready for closing.

Taxes

FIRPTA applies at sale and rental income is U.S.-reportable — a cross-border CPA helps. Start here →

Ready to buy in Florida?

As an attorney, broker, and CIPS — and a member of The Florida Bar's Real Property and International Law Sections — we guide Jamaican buyers through every step, remotely and with confidence.

Start Your Florida Purchase →

Frequently asked questions

Can Jamaican citizens buy property in Florida?

Yes — with the same ownership rights as U.S. citizens, and no visa or residency required.

How do Jamaican buyers pay for a Florida home?

Many pay cash; others use foreign-national loans (no U.S. credit, ~20–30% down). Keep proof of funds ready.

Do Jamaican buyers need an ITIN?

Generally yes if you finance, rent, or file U.S. taxes — including FIRPTA at sale.

This page is general information for Jamaican buyers and is not legal or tax advice. International purchases involve U.S. and home-country tax and legal questions that should be reviewed with a qualified attorney and a cross-border CPA. Real estate brokerage services are provided by Simpson & Simpson Realty; legal services are provided separately by Cornerstone Wealth & Legacy Law, PLLC.