For Indian Buyers

Indian Buyers’ Guide to Florida Real Estate

Indian buyers — including NRIs and families with U.S. ties — invest in Florida for returns, education-adjacent living, and lifestyle. Here is how, from a CIPS and Florida attorney.

Arthur Simpson — Attorney, Broker & Certified International Property Specialist (CIPS), and a member of the Real Property and International Law Sections of The Florida Bar.

Full ownership rights

Indian citizens can buy Florida property with the same ownership rights as Americans — no U.S. visa or residency required.

Remittance planning (LRS)

India’s Liberalized Remittance Scheme caps how much an individual can send abroad per year, so families often plan transfers across people and timing. We coordinate with your bank and advisors so funds are ready for closing.

Cash or financing

Many buy cash; foreign-national loans need no U.S. credit (~20–30% down). An ITIN is typically required for financing or rentals.

Taxes

FIRPTA applies at sale, rental income is U.S.-reportable, and a tax treaty may help avoid double taxation — confirm with a cross-border CPA. Talk to us →

Ready to buy in Florida?

As an attorney, broker, and CIPS — and a member of The Florida Bar's Real Property and International Law Sections — we guide Indian buyers through every step, remotely and with confidence.

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Frequently asked questions

Can Indian citizens buy property in Florida?

Yes — with the same ownership rights as U.S. citizens, and no visa or residency required.

How do Indian buyers send money to buy in Florida?

Under India’s Liberalized Remittance Scheme, individuals have an annual cap on transfers abroad, so families plan across people and timing. We coordinate so funds are ready for closing.

Do Indian buyers face double taxation?

Rental income and sale gains are U.S.-taxable, but a tax treaty may provide relief. A cross-border CPA confirms how it applies.

This page is general information for Indian buyers and is not legal or tax advice. International purchases involve U.S. and home-country tax and legal questions that should be reviewed with a qualified attorney and a cross-border CPA. Real estate brokerage services are provided by Simpson & Simpson Realty; legal services are provided separately by Cornerstone Wealth & Legacy Law, PLLC.