For Ecuadorian Buyers

Ecuadorian Buyers’ Guide to Florida Real Estate

Ecuador already uses the U.S. dollar — so for Ecuadorian buyers, Florida real estate skips the currency-conversion step entirely. Here is how to buy, from a CIPS and Florida attorney.

Arthur Simpson — Attorney, Broker & Certified International Property Specialist (CIPS), and a member of the Real Property and International Law Sections of The Florida Bar.

Full ownership rights

Ecuadorian citizens can buy Florida real estate with the same ownership rights as U.S. citizens — no visa or residency required.

The dollar advantage

Because Ecuador uses the U.S. dollar, you avoid exchange-rate risk and conversion costs that buyers from other countries plan around — a real simplification.

Financing & ITIN

Cash or foreign-national loans (no U.S. credit, ~20–30% down). An ITIN is usually needed for financing or rentals.

Taxes

FIRPTA applies at sale and rental income is U.S.-reportable — a cross-border CPA helps. Start here →

Ready to buy in Florida?

As an attorney, broker, and CIPS — and a member of The Florida Bar's Real Property and International Law Sections — we guide Ecuadorian buyers through every step, remotely and with confidence.

Start Your Florida Purchase →

Frequently asked questions

Can Ecuadorian citizens buy property in Florida?

Yes — with the same ownership rights as U.S. citizens, and no visa or residency required.

Is it easier for Ecuadorians since Ecuador uses the dollar?

In one way, yes — using the U.S. dollar means no exchange-rate risk or conversion costs on your purchase, simplifying the funds side of the transaction.

Do Ecuadorian buyers need an ITIN?

Generally yes if you finance, rent, or file U.S. taxes — including FIRPTA at sale.

This page is general information for Ecuadorian buyers and is not legal or tax advice. International purchases involve U.S. and home-country tax and legal questions that should be reviewed with a qualified attorney and a cross-border CPA. Real estate brokerage services are provided by Simpson & Simpson Realty; legal services are provided separately by Cornerstone Wealth & Legacy Law, PLLC.