For Chilean Buyers

Chilean Buyers’ Guide to Florida Real Estate

Chilean buyers value Florida for investment, lifestyle, and dollar diversification. Here is how to buy, from a CIPS and Florida attorney.

Arthur Simpson — Attorney, Broker & Certified International Property Specialist (CIPS), and a member of the Real Property and International Law Sections of The Florida Bar.

Full ownership rights

Chilean citizens can buy Florida real estate with the same ownership rights as U.S. citizens — no visa or residency required.

Financing & currency

Cash or foreign-national loans (no U.S. credit, ~20–30% down). Plan your peso-to-dollar conversion.

Identification & ITIN

An ITIN is usually needed for financing or rentals. We help you line it up with a cross-border CPA.

Taxes & structure

FIRPTA applies at sale and ownership structure carries tax effects worth planning. Talk to us →

Ready to buy in Florida?

As an attorney, broker, and CIPS — and a member of The Florida Bar's Real Property and International Law Sections — we guide Chilean buyers through every step, remotely and with confidence.

Start Your Florida Purchase →

Frequently asked questions

Can Chilean citizens buy property in Florida?

Yes — with the same ownership rights as U.S. citizens, and no visa or residency required.

How do Chilean buyers pay for a Florida home?

Many pay cash; others use foreign-national loans (no U.S. credit, ~20–30% down). Plan your peso-to-dollar transfer.

Do Chilean buyers need an ITIN?

Generally yes if you finance, rent, or file U.S. taxes — including FIRPTA at sale.

This page is general information for Chilean buyers and is not legal or tax advice. International purchases involve U.S. and home-country tax and legal questions that should be reviewed with a qualified attorney and a cross-border CPA. Real estate brokerage services are provided by Simpson & Simpson Realty; legal services are provided separately by Cornerstone Wealth & Legacy Law, PLLC.